Our Financial Produts
At Prudent Financial Services, we provide a wide range of financial products that cater to different stages of life from protection and savings to wealth creation and retirement planning. Each product is carefully explained below to help you understand its purpose and functionality.
Featured Products
Investment Advisory Services
Our expert-led investment advisory solutions help you create a personalized plan aligned with your goals and risk profile. Discover smart strategies and long-term planning to build wealth confidently.
Portfolio Management Services
We provide professional financial services through active portfolio monitoring, timely rebalancing, and strategic insights ensuring optimized returns and balanced risk.
Risk Mitigation Planning
Secure your future with our structured risk planning and insurance services. Our team helps you build a financial safety net that protects both your assets and loved ones.
Customized Financial Planning
We create tailor-made financial strategies that align with your lifestyle, income, and aspirations. Our financial planning services are designed for clarity, discipline, and growth.
Retirement Planning & Corpus Creation
Plan for a secure future with our retirement solutions. We offer SIP investment plans, NPS, Pension Plans, Annuity Plans and long-term wealth accumulation strategies to support your post-retirement life.
Debt Restructuring Solutions
Our advisory experts offer practical debt restructuring and refinancing support for individuals and businesses facing repayment challenges—helping restore financial control.
Private Equity Guidance
Tap into high-potential private equity investments with our expert insights and structured guidance, balancing growth with calculated risk.
Estate & Legacy Planning
Preserve your wealth and protect future generations with our estate planning services. We ensure smooth wealth transfer while minimizing tax liabilities.
Gold ETFs & Gold Mutual Funds
Gold ETFs are investment instruments that track the price of gold. They require a demat account and lump sum investment. For easier access, gold mutual funds offer SIP options without needing a demat account.
Personalized By Our Experts.
PAN Card Services
Fast and reliable PAN card support services to help you stay KYC compliant, easily access loans, file taxes, and manage other essential financial services.
Personal & Business Loans
Access the right financing with our expert guidance on personal loans and business loans in Chennai. Tailored to your goals, income, and repayment capacity.
Monthly Income Schemes
Generate consistent income with structured plans like SWP mutual funds, Fixed Deposits perfect for individuals seeking low-risk, tax-efficient cash flow.
Everything In Once PlacE
Your One-Stop Financial Partner
We offer a comprehensive suite of financial services designed to help you grow, protect, and manage your wealth. From expert investment planning to secure insurance solutions, our goal is to simplify your financial journey with trust.
Life Insurance
What it is: Life insurance is a way of telling your loved ones “I have got you.”
How it works: Life insurance can offer pure protection (term plans), loan cover plans, children education and wedding plans, retirement plans, pension plans, annuity plans and wealth creation plans. A part of assets should be diversified in insurance, even for savvy investors of stocks.
Health Insurance
What it is: Planned health care policies ensure peace of mind and is a safety net to protect your family from uncertainties on the health front.
How it works: Health insurance helps cover medical expenses incurred due to illness, accidents, or hospitalization. If you or your family members fall ill or need treatment, your insurance provider reimburses the costs or settles bills directly with the hospital. Our health insurance includes individual, family floater, critical illness, and top up policies.
General Insurance
What it is: General insurance offers financial protection for non-life aspects like vehicles, property, travel, and business. A small premium can shield you from a big calamity or loss.
How it works: Policies cover loss or damage to insured assets due to accidents, theft, fire, or natural calamities. Claims can be reimbursed or settled based on policy coverage.
Mutual Funds & Loans
What it is: Mutual funds and loans are financial tools to help you achieve life goals. Be it buying a home, funding education, or planning retirement. While mutual funds grow your wealth over time, loans provide immediate access to funds with the right risk management.
How it works: Invest in mutual funds through SIPs, lump sums, or tax-saving options managed by professionals. For loans, we guide you in choosing home, mortgage, or personal loans based on interest rates, eligibility, and your financial profile.
National Pension Scheme (NPS)
What it is:
The National Pension Scheme (NPS) is a government-backed, flexible retirement plan designed to build a long-term retirement corpus efficiently.
How it works:
You invest regularly in a diversified portfolio; at retirement, withdraw a portion and use the rest for annuity. We assist in opening NPS accounts and investing via lump sum or monthly SIP.
Shares & Equity Investment
What it is: A customized portfolio of stocks based on your goals, risk profile, and investment horizon.
How it works: We help you build and manage a stock portfolio—categorized as short-term, medium-term, or long-term with continuous monitoring. We open Demat and Trading Accounts to help our investors’ trade in Shares, Futures & Options, and Currencies and invest in IPOs
Personalized Financial Plans
What it is: A tailored roadmap that outlines how you can meet financial goals like buying a home, funding children’s education and wedding, retiring comfortably, creation of wealth and leaving a legacy.
How it works: Our advisors assess your income, expenses, assets, liabilities and goals to create a flexible plan that evolves as your life changes.
Government & Infrastructure Bonds
What it is: Fixed-income securities issued by the government or public sector institutions.
How it works: You lend money to the issuer by buying the bond and receive interest at regular intervals. These bonds are low-risk and suitable for conservative investors. Capital Gain bonds (REC bonds) can be purchased to offset long-term capital gains tax on the sale of assets / properties
Corporate Fixed Deposits
What it is: Fixed deposits offered by private companies and NBFCs (Non-Banking Financial Companies).
How it works: You invest a lump sum for a fixed tenure and earn a pre-decided interest rate. Corporate FDs generally offer higher returns than bank FDs but come with slightly higher risk.
Best Support
Talk With An Expert
At Prudent, every service is designed with a clear purpose to simplify, strengthen, and secure your financial life. With a client-first mind-set and solutions ranging from insurance services to investment advisory and loans, we ensure you’re equipped to build a confident financial future.
At Prudent Financial Services, we offer a comprehensive range of financial services designed to meet your financial needs at every stage of life. Our solutions are designed to help you plan ahead, grow your investments, protect your assets, and ensure your family’s financial security, offering a reliable and personalized path to long-term financial well-being.